Free · No download · Start today

Know where
your money
actually goes.

The Paper Empires Budget Tracker gives you a real-time health score for your finances — income, fixed costs, debt, subscriptions and savings in one place. No spreadsheet needed.

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PAPEREMPIRES
April 2026
K
Income
£3,200
This month
Fixed costs
£1,480
46% of income
Saved
£480
15% saved
Left over
£640
Available
75
Health
Score
Good
Spending breakdown
Rent
£900
Groceries
£320
Transport
£180
Subscriptions
£67
Debt
£220
Savings
£480
100%
Free to use
5 MIN
To your first health score
0
Financial data collected
1
Place for your full picture
What's inside

Everything your spreadsheet
never told you.

📊
Financial Health Score
A real number — 0 to 100 — that tells you exactly how healthy your finances are right now. Updated every time you add something.
💳
Debt Tracker
Add every debt, see interest costs clearly, and track what you're paying off each month. No hiding from it.
🔁
Subscription Tracker
See every recurring charge in one place. Most people find at least one subscription they forgot about.
🎯
Savings Goals
Set a target, track your progress. Whether it's an emergency fund or a holiday — it stays visible.
🌐
Works in Your Browser
No app to download, no software to install. Open it on any computer and start tracking in minutes.
🔒
Private & Secure
Your data stays yours. No ads. No selling your information. Built on enterprise-grade infrastructure.

Start this payday.

Five minutes. No spreadsheet. No download. Just a clearer picture of where your money is actually going.

Open the free tracker